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Automobile insurance coverage charges in Phoenix October 2025
The auto insurance coverage charges revealed on this information are based mostly on the outcomes of analysis accomplished by Manner.com’s knowledge group. Utilizing a mixture of public and inside knowledge, we analyzed thousands and thousands of fee averages throughout U.S. ZIP codes. These charges have been publicly sourced from insurer filings and ought to be used for comparative functions solely.
– Mercury offers the most affordable legal responsibility protection at $59 monthly in Phoenix.
– Mercury presents the most affordable charges for full protection insurance coverage in Phoenix at $109 monthly.
Learn on to study extra about automobile insurance coverage worth traits in Phoenix. Extra automobile insurance coverage fee knowledge is on the market within the authentic article at Manner.com.
Least expensive legal responsibility insurance coverage in Phoenix
For drivers seeking to meet Phoenix minimal automobile insurance coverage necessities, liability-only insurance coverage is probably the most budget-friendly alternative.
Least expensive legal responsibility insurance coverage in Phoenix
#1. Mercury: $59
#2. Auto-House owners: $61
#3. Vacationers: $62
#4. USAA: $66
#5. Auto-House owners Insurance coverage Co: $72
Low cost full protection in Phoenix
Full protection combines legal responsibility, complete, and collision insurance coverage, providing broader safety than legal responsibility protection, which solely covers damages or accidents you trigger to others.
Least expensive full protection insurance coverage in Phoenix
#1. Root Insurance coverage Firm: $109
#2. Auto-House owners Insurance coverage Co: $144
#3. Farmers: $150
#4. Mercury: $155
#5. Vacationers: $160
Impression of visitors violations on Phoenix auto insurance coverage charges
In Phoenix, your automobile insurance coverage premiums can rise considerably on account of visitors violations. The extent of the rise is determined by components such because the violation kind, native laws, and the insurer’s insurance policies. Minor offenses like rushing may trigger a small enhance, whereas extra critical violations, reminiscent of DUIs, can result in a lot greater charges. Moreover, the impact on premiums in Phoenix might differ from the nationwide common on account of regional dangers and guidelines.
Right here’s a breakdown of common auto insurance coverage charges in Phoenix after widespread driving violations.
– No violation: $272
– Not-at-fault accident: $273
– Failure to put on a seat belt: $310
– Dashing 6 – 10 MPH over restrict: $328
– Dashing 21 – 25 MPH over restrict: $355
– DUI: $552
– Reckless driving: $477
– Driving with a suspended license: $493
– Leaving scene of an accident/hit and run: $567
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