A B.C. Civil Decision Tribunal member dominated Uber’s ICBC insurance coverage doesn’t cowl windshield harm for drivers automobiles.
A B.C. man has misplaced his bid to have Uber pay for a automobile windshield cracked by a rock whereas he was driving a passenger for the corporate.
Junjie Hu claimed Uber ought to cowl the $1,956.22 price of changing his windshield, in response to a Jan. 21 determination from B.C. Civil Decision Tribunal member Maria Montgomery.
The case dates again to July 15, 2023, when Hu stated he was driving a passenger as a part of his work for Uber. Hu stated he heard the noise of a rock hitting his windshield and a crack appeared. He stated he reported the harm to Uber, however it declined to cowl the windshield alternative price.
Uber stated the harm will not be lined by its blanket industrial coverage via ICBC, which doesn’t cowl complete losses, corresponding to windshield claims. Even when its coverage did embody complete protection, the corporate stated the windshield harm was under the $2,500 deductible.
Drivers, Uber stated, are liable for their very own automobile repairs. The corporate requested for the declare to be dismissed.
“From my evaluate of the insurance coverage certificates, I agree that this coverage doesn’t cowl complete harm,” Montgomery stated.
The tribunal member discovered Hu is liable for the prices related to working his automobile.
Uber, in the meantime, will not be required to offer particular insurance coverage protection or pay for property harm, the choice stated.
