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Massachusetts to Hike Some Mandatory Auto Insurance Coverage Limits in 2025

Massachusetts to Hike Some Mandatory Auto Insurance Coverage Limits in 2025

by admin
January 10, 2025
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Massachusetts Governor Maura Healey just lately signed laws rising the minimal protection limits of auto insurance coverage for some necessary coverages.

These new limits will apply to insurance policies issued or renewed on or after July 1, 2025:

  • Bodily Harm Protection increases from $20,000 per individual/$40,000 per accident to $25,000 per individual/$50,000 per accident
  • Property Injury Protection will increase from $5,000 to $30,000

The bounds for the opposite necessary coverages stay unchanged at:

  • Uninsured Motorist Bodily Harm Protection (UM): $20,000 per individual, $40,000 per accident
  • Private harm Safety (PIP): $8,000 per individual, per accident

In line with an evaluation by MarketWatch, the common price of full protection within the state has elevated by 8% since 2023. The typical price of minimal protection within the state was practically the identical in 2024 as in 2023. The typical annual price of minimal legal responsibility automotive insurance coverage in Massachusetts is $759, which is about 13% cheaper than the nationwide common of $869. Full protection prices $2,620 per yr on common, which is about 2% beneath the nationwide common of $2,681 per yr, MarketWatch stories.

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