The non permanent automotive cowl supplier InsureDaily.co.uk has shared a helpful tip that may assist motorists cut back the price of their automotive insurance coverage.
Resulting from a rise in elements and labour prices, automotive insurance coverage costs have continued to rise throughout the first half of 2024, with many paying greater than £1,000 per 12 months to cowl their automotive.
Nonetheless, Paul Daly, Director of InsureDaily.co.uk, instructed that a technique through which drivers can decrease their insurance coverage charges is by becoming a dashcam to their car.
He defined: “A rising variety of insurers recognise the worth of dashcams, as they not solely assist determine fault within the unlucky occasion of an accident but additionally to guard towards potential insurance coverage fraud.
“Dashcams have a big function to play in insurance coverage declare disputes, as they supply unbiased and dependable footage, which might be the decisive think about establishing the chain of occasions resulting in an accident.”
A small digital camera usually positioned on the windscreen of a car, dashcams repeatedly document while the car is being pushed or has the ignition switched on.
These gadgets, which usually promote for between £50 and £300, might help motorists who’re concerned in accidents present proof to their insurer within the occasion of an accident.
Equally, lots of the high-end dashcam fashions additionally function sensors and battery packs to activate the gadget if thieves try to interrupt into the automotive, making it tougher to steal.
Paul famous that dashcams might help to make insurers conscious of precisely what occurred throughout a car collision, together with who’s at fault.
He added: “By eliminating the ‘he stated, she stated’ disputes that may usually come up, insurers can save vital administrative prices, financial savings that may probably be handed again to policyholders via the technique of reductions.
“In reality, in some instances insurers will supply to both cut back or waive the coverage extra when a dashcam is fitted.”
Drivers who’re hoping to cut back the price of their automotive insurance coverage must also think about including one other named driver as a secondary consumer of their car.
By including one other motorist who has no factors on their licence, drivers are telling their insurer that they’re secure behind the wheel.
Plenty of motoring consultants highlighted that this tip might be notably useful to drivers who’ve solely lately handed their take a look at or have earlier claims or convictions.
