Crash Course:
- Our staff gave Endurance 4.8 out of 5.0 stars and recognition for Greatest General in our industry-wide evaluation.
- Endurance affords six protection ranges to select from with general prices starting from $2,641 to $4,255.
- The supplier additionally affords upkeep protection by means of its Benefit plans.
Endurance is our choose for the Greatest General prolonged guarantee supplier, incomes an general ranking of 4.8 stars out of 5.0 from our staff of specialists. On this evaluation, we’ll spotlight the corporate’s car safety plans, common prices, {industry} standing, and buyer evaluations. We’ll additionally evaluate Endurance to among the different finest prolonged automobile guarantee suppliers alongside the way in which.
Endurance Automobile Guarantee Assessment
Endurance earned 4.8 stars out of 5.0 from our staff for having all kinds of protection choices, reasonably priced costs, and a very good {industry} status.
- Protection Plans: 6, together with upkeep
- Max Time period: 8 years
- Month-to-month Value: $87–$141
- Limitless Mileage: Sure
- Free Cancellation: 30 days
- Reductions: As much as $550 whole
Right here’s a breakdown of how we rated the supplier in a number of key classes:
| Assessment Class | Endurance Guarantee Score | Business Common |
|---|---|---|
| General | 4.8 | 3.9 |
| Protection | 5.0 | 4.1 |
| Business Standing | 4.6 | 4.2 |
| Affordability | 5.0 | 3.7 |
| Buyer Service | 4.5 | 3.5 |
Endurance Execs and Cons
The desk beneath outlines a number of particular professionals and cons of shopping for an Endurance car service contract.
Endurance Execs
- Handles claims straight
- Affords plans with limitless mileage
- Has six ranges of protection to select from
Endurance Cons
- Not all the time the most cost effective car safety possibility
- Barely decrease Higher Enterprise Bureau ranking (A-) than some opponents
Endurance Buyer Evaluations
Evaluations of the corporate recurrently point out how useful {and professional} the Endurance’s customer support representatives usually are. Since Endurance is a direct guarantee supplier, it tends to supply an general higher buyer expertise.
Endurance Guarantee Evaluations BBB
Endurance has a ranking of three.8 stars out of 5.0 from over 4,800 buyer evaluations on the BBB web site. The direct supplier has closed greater than 3,300 complaints on the BBB over the previous three years and simply over 1,200 within the final 12 months alone. Whereas this will likely seem to be a excessive quantity, it’s only a small share of the corporate’s enterprise.
Endurance Guarantee Evaluations Trustpilot
On Trustpilot, Endurance holds a “Nice” buyer ranking on the web site, with a weighted common of 4.0 out of 5.0 stars. Nearly all of evaluations are optimistic, with 68% of the greater than 10,600 Endurance buyer evaluations on the positioning giving the corporate a 5-star ranking, whereas 6% of evaluations give Endurance a 4-star ranking. Solely 26% of evaluations are 3 stars or much less.
Is Endurance Guarantee Legit?
Firm title: Endurance Guarantee Companies, LLC
Yr based: 2006
Firm kind: Direct supplier of auto service contracts (VSCs) and mechanical breakdown insurance coverage (MBI)
Service space: Out there in all 50 states (mechanical breakdown insurance coverage in California)
Endurance Guarantee Companies is among the nation’s most established and trusted prolonged automobile safety plan suppliers. It was included on the 2024 Inc. 5000 checklist as one of many fastest-growing personal companies within the U.S., and we gave it our Greatest General award in our {industry} research.
Endurance was additionally one of many extra in style suppliers in our 2024 prolonged guarantee survey. Within the second quarter of 2024, our staff surveyed 1,000 guarantee clients. We discovered that 8% of the respondents bought an Endurance plan, making it the third hottest supplier general.
What Makes Endurance Stand Out?
Throughout the car safety plan {industry}, Endurance stands out for being a direct supplier. Moderately than appearing as a dealer or a reseller, Endurance straight offers and fulfills most of its plans with no intermediary.
Endurance additionally affords a maintenance-focused possibility, which not all suppliers do. It’s referred to as the Benefit package deal, and it’s out there at three protection ranges – Prime, Plus, and Most popular. These plans supply a singular mixture of mechanical breakdown protection and car upkeep.
Endurance Cellular App
The Endurance cellular app has middling buyer evaluations. Customers on the Apple Retailer give it a mean ranking of two.4 out of 5.0 stars, whereas customers on the Google Play Retailer give it a rating of two.8 out of 5.0 stars. Policyholders can use the app to entry plan data like protection particulars and advantages, and to contact customer support or roadside help.
Endurance Guarantee Protection
Endurance affords six protection ranges with limitless mileage. The primary 5 plans vary from powertrain to bumper-to-bumper warranties and shield in opposition to mechanical breakdowns. The sixth Endurance possibility combines a car service contract with a automobile upkeep plan.
Endurance Guarantee Plans
Endurance plans are damaged into two principal varieties: inclusionary and exclusionary plans. The inclusionary (additionally referred to as stated-component) Endurance plans solely cowl components listed within the contracts, whereas exclusionary plans are way more complete and solely checklist out the objects that aren’t coated. Each the Supreme and Benefit plans are exclusionary contracts, whereas the remainder are inclusionary.
Every Endurance plan was designed to maximise worth for a distinct set of consumers. Under are descriptions for every of the corporate’s choices:
- Supreme: Just like the protection supplied by a producer’s guarantee, the Supreme plan offers most safety for all car components besides these particularly listed in your contract.
- Superior: Offering stated-component protection, the Superior plan covers lots of of elements, together with the engine, transmission, switch case, drive axle, suspension, and cooling system.
- Safe Plus: Safe Plus is a mid-level plan with higher safety than Choose Premier protection. Apart from the Supreme plan, that is the one one which covers your car’s gaskets.
- Choose Premier: This selection is designed to guard necessary elements which can be liable to mechanical failures in high-mileage automobiles. It covers components such because the engine, transmission, switch case, electrical elements, and air con.
- Safe: Supplied as Endurance’s most reasonably priced protection plan, Safe solely covers probably the most important and expensive automobile components. It’s a primary powertrain plan that protects simply the engine, transmission, switch case, drive axle, and turbocharger or supercharger.
- Benefit: This selection combines mechanical breakdown insurance coverage and routine upkeep protection. There are three tiers of Benefit protection – Most popular, Prime, and Plus – and plan eligibility is set by car age and mileage.
Whereas Endurance affords all six of those plans, it solely lists its hottest plans – Supreme, Superior, and Safe Plus – on its web site. Based mostly on our analysis, you might have to ask a gross sales rep for extra particular particulars on the opposite three plans.
For those who reside in California, you’ll must look elsewhere for prolonged guarantee protection, as Endurance doesn’t supply safety plans to Golden State residents. It does, nevertheless, supply mechanical breakdown insurance coverage in California, which is analogous to prolonged guarantee protection, however is commonly solely out there to newer automobiles.
Endurance Specialty Protection with Highline
Endurance affords an add-on to its Supreme plan designed particularly for homeowners of luxurious automobiles referred to as Highline. Highline protection extends the Endurance car service contract to high-performance automobiles and different luxurious automobiles that many corporations gained’t cowl.
Under are among the automobile manufacturers you possibly can shield with Endurance Highline. Notice that Endurance Highline isn’t out there for all fashions of those automobile manufacturers.
The plan additionally comes with some notable exclusions, like automobiles weighing over one ton, these with greater than eight cylinders, and automobiles with incomplete chassis.
What Does Endurance Guarantee Cowl?
Whereas the plan you select will decide how a lot is roofed below guarantee, all Endurance contracts cowl engine failures from mechanical causes. The desk beneath reveals a breakdown of the elements coated by Endurance’s hottest plans.
Endurance Guarantee Exclusions
Whereas Endurance plans shield you in opposition to the price of many repairs, they don’t cowl all the pieces. For instance, you possibly can’t use your guarantee to cowl harm from a automobile accident, since that falls below the accountability of your automobile insurance coverage.
Listed below are another issues that an Endurance car safety plan gained’t cowl:
- Climate and environmental harm
- Issues from improper use (like racing)
- Harm from lack of correct upkeep
- Preexisting points
- Repairs to automobiles with salvaged titles
- Repairs to automobiles with altered odometers
Endurance Guarantee Value
The price of an Endurance car safety plan ranges from $87 to $141 per thirty days, in line with our analysis. Because of this Endurance clients are likely to pay round $1,056 to $1,702 per yr of protection.
Keep in mind that the price of your Endurance plan will depend upon the extent of protection you select in addition to your automobile’s make, mannequin, age, and mileage. Your chosen deductible additionally makes a distinction – Endurance affords choices starting from $0 to $200. The costlier your deductible, the cheaper your month-to-month cost, however the extra you’ll pay while you want repairs.
Endurance Guarantee Costs
We reached out to Endurance to get pattern quotes for plans lasting 2.5 years/40,000 miles, all with a $100 deductible. See these quotes beneath:
| Car Mannequin | Car Mileage | Endurance Plan | Complete Value |
|---|---|---|---|
| 2021 Nissan Altima | 42,000 miles | Supreme | $87.81 per thirty days for 30 months |
| 2021 Ram 1500 | 42,000 miles | Supreme | $90.68 per thirty days for 30 months |
| 2021 Nissan Altima | 42,000 miles | Safe Plus | $95.91 per thirty days for 30 months |
| 2021 Ram 1500 | 42,000 miles | Safe Plus | $87.23 per thirty days for 30 months |
| 2015 Nissan Altima | 120,000 miles | Safe Plus | $113.52 per thirty days for 30 months |
| 2015 Ram 1500 | 120,000 miles | Safe Plus | $125.49 per thirty days for 30 months |
Endurance Guarantee Reductions
Endurance is among the few third-party car service contract suppliers to supply a variety of reductions. Methods to avoid wasting on an Endurance guarantee plan embrace:
- First-time caller low cost: Endurance rewards clients with a coverage low cost for buying a plan throughout their preliminary name.
- No test engine gentle low cost: You may get a reduction in your Endurance coverage in case your car goes six months or longer without having a coated restore.
- Authorities worker low cost: Endurance affords financial savings to many state and federal authorities staff, similar to public faculty lecturers.
- Army low cost: Lively-duty army members, veterans, and their households obtain a reduction on protection from Endurance.
When receiving an Endurance quote, don’t overlook to ask about any out there reductions that would make it easier to get low cost automobile guarantee protection.
Endurance Guarantee Funds
With Endurance, you possibly can pay upfront or in month-to-month installments for as much as 36 months. You may decrease your month-to-month cost by making a better down cost or selecting a better deductible.
Endurance clients could make a cost by means of the corporate’s on-line portal. Notice that new car service contracts can take as much as 5 enterprise days to seem in your on-line Endurance account. You’ll obtain your account credentials to arrange funds and entry your plan particulars as soon as your contract is finalized.
Is Endurance Guarantee Value It?
The problem of whether or not an prolonged automobile guarantee is price it comes right down to your price range and the way lengthy you wish to maintain your car. Endurance is a strong alternative if you’d like peace of thoughts and car safety for years to return. The corporate affords a mix of fantastic prolonged automobile safety plans, robust customer support, reasonably priced costs, and distinctive perks, like its yr of free Endurance Elite advantages.
Endurance Elite
Endurance distinguishes itself from opponents by providing one yr of free Endurance Elite Advantages, which are sometimes talked about in optimistic evaluations of the corporate. This program consists of the next perks:
- $500 towards key fob replacements or repairs
- As much as 4 tire replacements or tire repairs per yr
- A collision low cost of as much as $500
- Complete loss safety of as much as $1,000 towards a substitute car
Remember that you’ll solely obtain free Endurance Elite Advantages for the primary yr of your car safety plan. After that, Elite advantages will price you $29 per thirty days on prime of your common cost.
Endurance Roadside Help and Different Advantages
Along with commonplace protection, all Endurance auto guarantee contracts include:
- Rental automobile reimbursement of $30 per day (most of $150 per breakdown) in case your automobile’s within the store for a coated restore
- Journey interruption protection of $150 per day (most of $450) for meals and lodging if a breakdown happens whilst you’re greater than 100 miles from residence
- 24/7 roadside help, together with lockout providers, gasoline supply, flat-tire providers, battery jump-starts, and towing
How Do Endurance Warranties Work?
Endurance car safety plans are much like new automobile manufacturing facility warranties, with the principle distinction being that Endurance pays for repairs as a substitute of the auto producer or dealership. Not like a automobile insurance coverage supplier, Endurance solely covers mechanical breakdowns as a result of faulty supplies or workmanship. You might be solely liable for a deductible and a month-to-month or upfront contract cost.
Throughout our analysis, we discovered that Endurance is backed by Wesco Insurance coverage Firm, which has an A- monetary energy ranking from AM Greatest, exhibiting that it’s financially secure and capable of pay out claims.
Endurance Guarantee: What To Know Earlier than You Purchase
Listed below are some necessary particulars to learn about buying an Endurance prolonged guarantee:
- Ready interval: After you buy an Endurance automobile guarantee, you’ll have to wait 30 days or 1,000 miles earlier than your protection kicks in. That is typical within the {industry} and protects directors from protecting repairs for preexisting points.
- Restore community: You should use your Endurance protection at any restore store licensed by the Nationwide Institute for Automotive Service Excellence (ASE®) licensed restore store. As well as, the supplier covers authentic tools producer (OEM) components.
- Switch coverage: Any Endurance guarantee may be transferred for a $50 payment. For those who resolve to not switch the guarantee while you promote your car, you possibly can obtain a prorated refund.
Endurance Guarantee Claims
Endurance simplifies the claims course of by giving drivers a single level of contact. This implies you’ll take care of the identical firm all through your complete course of. Many third-party directors require you to take care of a distinct firm than the one you obtain from.
The best way to File an Endurance Guarantee Declare
Many Endurance evaluations point out how straightforward it’s to file a declare with the corporate. Getting coated repairs performed requires only a few easy steps:
- Go to any licensed restore store: Take your automobile to the licensed restore facility of your alternative, so long as it’s licensed by the ASE.
- Pay your deductible: You’re liable for protecting your deductible as a part of the restore prices. Sometimes, you select the deductible quantity while you join protection.
- Ship documentation to Endurance: As soon as repairs are full, all documentation have to be submitted to Endurance inside 30 days (one year in Wisconsin) to be eligible for cost.
How To Cancel an Endurance Guarantee
Endurance’s cancellation coverage permits you to terminate your prolonged guarantee at any time. You may get a full refund in your plan for those who cancel inside 30 days of beginning protection and haven’t used it. For those who cancel after 30 days, you will get a partial refund primarily based on how lengthy you’ve had protection and what number of miles you’ve pushed.
To cancel your Endurance coverage, name the corporate’s customer support cellphone quantity at 866-432-4443 and communicate to an agent. You may as well go to the Endurance web site.
Endurance Auto Guarantee Evaluations: Conclusion
Endurance Guarantee Companies LLC earned 4.8 out of 5.0 stars in whole. This was the very best rating amongst suppliers in our research and explains why we named Endurance because the {industry}’s Greatest General possibility. With complete protection choices and very good customer support, Endurance is among the finest car service contract suppliers of 2025.
Evaluate the Greatest Prolonged Automobile Guarantee Firms
For those who’d wish to discover extra safety plan choices, we advocate autopom! and Carchex. Each of those corporations supply varied protection plans and phrases, particularly in relation to used automobile contracts and plans for high-mileage automobiles. It’s finest to get free quotes from a number of suppliers and to select from a number of choices. Be taught extra about among the finest automobile guarantee corporations beneath.
| Supplier | Max Time period | Mileage Restrict | Upkeep Included | States Lined | Avg. Value |
|---|---|---|---|---|---|
| Endurance | 8 years | Limitless miles |  | 50 (MBI in CA) | $87–$140 per thirty days |
| autopom! | 7 years | 150,000 miles | X | 50 states | $126 per thirty days |
| CARCHEX | 10 years | 250,000 miles | X | 50 states | $150–$190 per thirty days |
autopom!: Most Reasonably priced
Autopom! stands for “automotive peace of thoughts,” and it solely works with A-rated insurers and directors together with Royal Administration and Integrity Admin Group. Its reasonably priced plans can cowl automobiles as much as 20 mannequin years outdated. The supplier carries an A+ ranking from the BBB and a formidable 4.7 out of 5.0-star weighted common ranking from clients on Trustpilot.
Autopom! affords three completely different protection choices and a complete of 14 distinct contracts. These plans can be found in most states, however availability might differ by plan. Autopom! notably affords protection in California, which most of the finest prolonged automobile guarantee corporations don’t cowl. Its clients report a fast and straightforward claims course of, and we discovered that its costs are among the least expensive out there.
CARCHEX: Greatest Status
CARCHEX is a good prolonged guarantee firm that’s been within the {industry} for greater than 25 years. The corporate affords 5 car service contracts, a lot of that are geared towards high-mileage automobiles. CARCHEX covers most automobiles as much as 250,000 odometer miles.
The supplier has common scores throughout buyer evaluation retailers. CARCHEX holds an A+ ranking from the BBB and a 2.6-star ranking out of 5.0 on Trustpilot. It’s endorsed by a number of trusted corporations throughout the {industry} like Kelley Blue E-book, CARFAX, and RepairPal.
Endurance Automobile Guarantee Evaluations: FAQ
Under are some incessantly requested questions on Endurance guarantee plans.
Is Endurance guarantee legit?
Sure, Endurance guarantee providers is a respectable firm that gives strong protection choices for drivers. As well as, the corporate has been round since 2006 and has a 4.0-star ranking out of 5.0 on Trustpilot. Buyer evaluations incessantly point out the corporate’s clear contracts, wonderful claims course of, and robust customer support.
What does an Endurance prolonged guarantee cowl?
Endurance guarantee protection ranges from a primary powertrain guarantee that protects your automobile’s most important elements to exclusionary safety for nearly all the pieces.
Are you able to cancel an Endurance guarantee?
You may cancel an Endurance guarantee at any time throughout your contract. You’ll obtain a full refund for those who cancel inside 30 days of starting your protection and also you get a prorated refund previous that time.
Does Endurance pay claims?
Sure, Endurance pays coated claims to the repaired store straight. This implies you’ll not want to fret about protecting out-of-pocket bills except the car element that broke down will not be below guarantee. As well as, Endurance is a direct guarantee supplier, so that you solely take care of one firm when submitting a declare.
Our knowledgeable evaluation staff takes satisfaction in offering correct and unbiased data. We recognized the next ranking classes primarily based on client survey knowledge and performed intensive analysis to formulate rankings of the very best prolonged auto guarantee suppliers.
- Business Standing: Our staff considers Higher Enterprise Bureau (BBB) scores, availability, and years in enterprise when giving this rating.
- Protection: As a result of every client has distinctive wants, it’s important {that a} automobile guarantee firm affords an array of protection choices. We bear in mind the variety of plans supplied by every supplier, time period limits, exclusions, and extra advantages.
- Affordability: Quite a lot of components affect price, so it may be troublesome to check quotes between suppliers. Our staff performs ongoing secret shopper analyses for various automobiles, mileages, guarantee plans, and places to present this ranking.
- Buyer Service: Respected prolonged automobile guarantee corporations function with a sure diploma of look after shoppers. We bear in mind buyer evaluations, BBB complaints, and the responsiveness of the customer support staff.
*Information correct at time of publication.
