Affiliate Disclosure: Automoblog and its companions might earn a fee if you buy protection from the prolonged guarantee suppliers outlined right here. These commissions come to us at no further price to you. Our analysis workforce has rigorously vetted dozens of prolonged guarantee suppliers. See our Privateness Coverage to study extra.
Century Guarantee Providers prolonged warranties are provided via dealerships throughout the U.S. These contracts are designed to guard drivers towards the expensive repairs that the majority autos would require, particularly as they age.
Our analysis workforce has examined a number of the finest prolonged automobile guarantee firms available on the market, score protection choices, customer support critiques, prices and business reputations. Learn on to search out out whether or not we suggest Century Guarantee Providers and see how the corporate compares with main opponents.
Whereas good protection and claims servicing are essential for any prolonged guarantee, price is many purchasers’ major concern. One of the best ways to search out the lowest-priced protection is to match quotes for your self. You will get began through the use of the buttons above.
Is Century Guarantee Providers Value It?
Century Guarantee Providers has been in enterprise for over 20 years and is at the moment based mostly in Jacksonville, Florida. In 2019, the corporate reported paying greater than $500 million in claims. Service contracts are backed by the Courtesy Insurance coverage Firm, which has an A score from AM Greatest, that means it has an “glorious” capability to satisfy monetary obligations and pay out prospects’ claims.
| Class | Our Ranking |
|---|---|
| Trade Standing | 4.1 out of 5.0 |
| Protection | 4.1 out of 5.0 |
| Affordability | 4.2 out of 5.0 |
| Buyer Expertise | 3.4 out of 5.0 |
| General Ranking | 3.9 out of 5.0 |
Is Century Guarantee Providers price it? Based mostly on the corporate’s excessive costs and common protection choices, we predict there are higher suppliers available on the market.
Century Guarantee Providers Protection
Century Guarantee Providers affords contracts as much as 10 years/120,000 miles for brand spanking new and used autos. Automobiles as much as 9 mannequin years previous and with lower than 105,000 miles are eligible, however Century Guarantee Providers contracts will solely cowl autos as much as 175,000 whole miles.
Century Guarantee Providers sells three ranges of protection:
- Energy Care: Fundamental powertrain protection that features the engine, transmission and drive axle
- Sentry Care: Said-component protection that features the powertrain, plus the steering, brakes, air-con, suspension, cooling and electrical techniques
- Sentry Guard Max: Exclusionary protection for almost all car parts, together with the gas system and a wider array {of electrical} parts
These plan choices are considerably restricted in comparison with opponents’ plans. For instance, gas system parts are solely coated below the best degree of protection. Different suppliers supply extra intensive protection in lower-tier plans.
Components that aren’t coated by any Century Guarantee Providers contract are customary for the business. Examples of protection exclusions are as follows:
- Breakdowns attributable to car misuse, abuse or negligence
- Injury attributable to improper towing
- Injury attributable to an absence of upkeep or improper upkeep
- Brake linings, drums, rotors and pads
- Airbags
- Glass
- Physique components and/or panels
- Trim
- Tires and wheels
- Batteries (besides hybrid, electrical and hydrogen high-voltage batteries)
- Gentle bulbs
- Upholstery
- Paint
- Exhaust system
- Shock absorbers
- Wheel alignments
- Security restraint techniques
- Any system that’s not factory-installed
Century Guarantee Providers Extras
All Century prolonged guarantee plans embrace the next further advantages:
- Towing: Reimbursement of as much as $100 per prevalence
- Rental automobile reimbursement: Reimbursement of as much as $40 per day for as many as 10 days
- Journey interruption safety: Reimbursement of as much as $100 per day for as many as 5 days for meals and lodging when you expertise a coated breakdown greater than 100 miles from your own home
- Fluids protection: Alternative of needed fluids, lubricants, and accepted air-conditioner gases along with a coated restore
Price of Century Guarantee Providers Plans
Century Guarantee Providers contracts can solely be bought at taking part dealerships, however we combed via Century Guarantee Providers critiques to search out customer-reported pricing. The shoppers we discovered paid anyplace from $2,000 to $4,750 for protection.
One buyer with a 2009 Acura bought a 4-year/48,000-mile contract for $3,907, which is barely greater than common. One other buyer reported paying $3,700 for a “top-tier protection” one-year service settlement. That is an particularly excessive worth for just one 12 months of protection.
Nevertheless, the value of your Century Guarantee Providers contract will range relying in your explicit seller and could also be negotiable. Elements that affect the ultimate price of any contract embrace your car mannequin, age and mileage, in addition to your location. Additionally, plans with greater deductibles will usually have decrease premiums. Century Guarantee Providers affords $0, $100, $250 and $500 deductible choices.
Whereas the out there data means that this supplier’s prolonged contracts are on the costly facet, one of the simplest ways to find out the price of a Century Guarantee Providers contract is to request a quote your self from a taking part seller.
How To Get a Quote and File a Declare
Century Guarantee Providers contracts are bought instantly from dealerships, and protection begins instantly with no ready interval. Name 866-732-8503
to talk with a Century customer support consultant and discover a taking part dealership.
You may cancel your protection for a full refund inside 60 days of buy, or at any time thereafter for a prorated refund. Protection can also be transferable when you promote your car whereas it’s nonetheless below guarantee.
Century Guarantee Service Claims Course of
Repairs could be accomplished at any restore store licensed by the Nationwide Institute for Automotive Service Excellence (ASE®) within the U.S. or Canada. When your car is in want of a coated restore, take it to an authorized facility and phone Century claims service at 866-732-8503.
In case your declare is accepted, a fee (minus your deductible) is made on to the restore facility. There is no such thing as a paperwork to finish.
Century Guarantee Providers Critiques
Century Guarantee Providers holds a A+ score and accreditation from the Higher Enterprise Bureau (BBB). Prior to now three years, the corporate has acquired solely 7 complaints. That is comparatively low for a nationwide prolonged guarantee supplier.
Buyer complaints regard problem canceling contracts and points with protection particulars. All complaints posted to the BBB web site have been addressed by Century, normally to the complainer’s satisfaction. Completely satisfied prospects who took the time to write down optimistic critiques reward Century Guarantee Providers’ workers and simple claims course of.
General, there are too few buyer critiques posted to the BBB web site to provide a powerful concept of how glad Century Guarantee Providers prospects are. Nevertheless, the comparatively low variety of complaints is an efficient indicator.
Our Verdict on Century Guarantee Providers: 3.9 / 5.0
Century Guarantee Providers doesn’t have a foul customer support fame, however there are many different extra respected prolonged automobile guarantee firms on the market. Protection provided by Century is missing, and the fee seems to be excessive.
Our Picks for Greatest Prolonged Automobile Warranties
Our overview workforce has taken a take a look at many main prolonged auto guarantee suppliers, analyzing plan choices, prices, buyer critiques and extra. Based mostly on our analysis, we’ve decided that CARCHEX and Endurance present one of the best prolonged guarantee contracts available on the market.
CARCHEX: Greatest Repute
In a subject riddled with fly-by-night firms, CARCHEX has reliably served prospects for over 20 years and is among the many best-known suppliers within the business. It companions with business leaders like Edmunds.com, Kelley Blue Ebook, RepairPal and CARFAX.
Plan choices provided by CARCHEX vary from fundamental powertrain protection to a full bumper-to-bumper exclusionary guarantee. CARCHEX costs are amongst a number of the lowest within the enterprise, particularly for exclusionary protection. After we reached out to CARCHEX for a quote on a Titanium plan (the best degree of protection) for a 2018 Toyota RAV4, we have been provided the next phrases:
- Time period size: 7 years/125,000 miles
- Financing: $190 for 18 months
- Deductible: $100.00
- Whole price: $3,420.00
Endurance: Greatest General
Endurance is one other well-known supplier nationwide. Although it has not been round fairly a protracted as CARCHEX, it’s a longtime firm with a powerful fame. Endurance affords a number of car safety plans and handles its personal claims, so that you gained’t need to undergo a intermediary when your car breaks down.
There are six ranges of Endurance guarantee protection, which embrace powertrain protection, a mid-tier plan, complete stated-component protection, an exclusionary contract, a specialty plan designed for high-mileage autos and a maintenance-warranty protection mixture plan.
One of many causes we fee Endurance so extremely is as a result of it consists of a number of the most intensive advantages available on the market. These embrace:
- Rental automobile reimbursement
- 24/7 roadside help
- Journey interruption protection
- Id theft providers
- Key fob replacements
- Tire restore and substitute
- $250 leisure voucher
- Entry to a private concierge service
Century Guarantee Providers Overview: FAQ
Under are just a few ceaselessly requested questions on Century Guarantee Providers.
Is a Century automobile guarantee good?
In our overview of Century Guarantee Providers we discovered that the corporate affords good protection choices however at a steep worth. We suggest evaluating different choices whenever you store.
What’s the most respected automobile guarantee firm?
Endurance is our choose for essentially the most respected guarantee firm. The corporate has an A- score on the BBB and is a direct supplier, so that you don’t need to work with a intermediary when submitting a declare.
Is Endurance definitely worth the cash?
Contemplating Endurance’s many choices for protection and distinctive advantages like highway hazard tire restore, we predict an Endurance guarantee is definitely worth the cash.
Which is healthier, CarShield or Endurance?
Each firms are sturdy picks. CarShield is healthier when you have an electrical car or wish to have a versatile month-to-month contract. Endurance is healthier for barely decrease funds and the choice to cowl upkeep providers.
Our Methodology
Our professional overview workforce takes satisfaction in offering correct and unbiased data. We recognized the next score classes based mostly on client survey knowledge and performed intensive analysis to formulate rankings of one of the best prolonged auto guarantee suppliers.
- Trade Standing: Our workforce considers Higher Enterprise Bureau (BBB) scores, availability, and years in enterprise when giving this rating.
- Protection: As a result of every client has distinctive wants, it’s important {that a} automobile guarantee firm affords an array of protection choices. We have in mind the variety of plans provided by every supplier, time period limits, exclusions, and extra advantages.
- Affordability: Quite a lot of components affect price, so it may be tough to match quotes between suppliers. Our workforce performs ongoing secret shopper analyses for various autos, mileages, guarantee plans, and areas to provide this score.
- Buyer Service: Respected prolonged automobile guarantee firms function with a sure diploma of look after customers. We have in mind buyer critiques, BBB complaints, and the responsiveness of the customer support workforce.
*Information correct at time of publication.
