Automobile accidents are a tragic actuality that we, sadly, must take care of. Greater than 42,000 folks died in automotive crashes in 2022, and much more have been concerned in non-fatal accidents. The unhappy reality, nonetheless, is that not each accident is an “accident.” Some are literally on function designed to rip-off you out of cash.
However what precisely are rip-off automotive accidents, and what are the indicators that you could be be concerned in a single? This text will take you thru the fundamentals so that you simply don’t get scammed out of your automotive and your cash as properly.
What Is a Automobile Accident Rip-off?
Automobile accident scams, as their identify suggests, are scams which are carried out for monetary acquire functions. Fairly often, they contain somebody intentionally crashing into you in order that they’ll make the most of you financially. In a automotive accident rip-off, they’ll both take cash from you or make it in order that your insurance coverage firm pays them off.
There are two methods through which somebody can carry out an insurance coverage rip-off on you. The primary is known as a “smooth insurance coverage rip-off,” the place somebody is attempting to magnify a legit automotive accident. The second is known as a “exhausting insurance coverage rip-off,” which entails the opposite driver purposely staging the crash to get your insurance coverage cash.
Indicators That You Have been In a Rip-off Accident
Fairly often, if you end up in a rip-off automotive accident, there will likely be a few indicators that will recommend it was staged. Listed here are the principle forms of rip-off automotive accidents and the indicators that you simply have been concerned in a rip-off automotive accident:
1. Sudden Break Slams
A quite common automotive accident slam is the “swoop and squat,” a con that typically entails multiple rip-off automotive. One of many vehicles will “swoop,” and the opposite one will “squat.” On this situation, the squat automotive will get in entrance of you, whereas the swoop automotive will get in entrance of you each. After that, the “swoop” automotive will all of the sudden hit the brakes.
The squat automotive will then hit the brakes too, providing you with no response time. When you hit the rear finish of the squat automotive, the swoop automotive will make itself scarce. It is a quite common sort of staged accident as a result of it’ll make it seem like it was legit.
2. Waving You By a Flip
This transfer is a part of a rip-off referred to as a “left flip drive down.” Basically, you might be ready to show left, and one other driver on the other aspect alerts you to take the flip. You are taking up their supply and start making your flip, however all of the sudden, they pull proper in entrance of you and block your path.
