21 per cent of motorists have, or know somebody who has both exaggerated or falsified a motor insurance coverage declare, in line with new analysis from Aviva Insurance coverage Eire.
When requested in the event that they or somebody they knew had exaggerated or falsified an insurance coverage declare for both injury to their automotive or private accidents to get the next pay-out, three per cent admitted to having completed so themselves, whereas 18 per cent claimed they knew of somebody who did.
58 per cent of motorists saying that it’s each morally improper in addition to unfair on those that should foot the invoice by means of greater premiums. Nevertheless, 17% consider that it is just morally improper, whereas 14 per cent stated it was unfair on different motorists who pay greater premiums because of this – however not morally improper.
Six per cent considered these behaviours as victimless crimes as insurers have numerous cash, and an additional 5 per cent stated it was okay to do that as long as it’s extra of a white lie reasonably than a whole fabrication of the reality.
68 per cent say false harm or injury claims trigger nice stress to the harmless driver concerned, notably in the event that they need to go to court docket, whereas 56 per cent say that the harmless driver concerned is the actual sufferer.
Commenting Brian O’Connor, Chief Claims Officer at Aviva stated: “The headline findings from this survey are actually stunning and underpin the pressing want for harsher penalties on those that are discovered to have exaggerated or falsified a motor insurance coverage declare. It’s estimated that insurance coverage fraud in Eire prices the trade a whole bunch of tens of millions yearly.
“The truth is that the price of this fraud have to be paid for, and it’s motorists, together with the numerous trustworthy motorists, who should foot the invoice to pay for this of their annual insurance coverage premium.”
