From rolling again an odometer 150,000 kilometres to deliberately inflicting a collision, Saskatchewan Authorities Insurance coverage (SGI) is highlighting its prime 5 insurance coverage fraud instances of 2022.
SGI’s Particular Investigation Unit (SIU) busted lots of of fraudulent claims in 2022 leading to $5.8 million in financial savings, the company stated in a information launch.
‘HEIST HOAX’
SGI stated a buyer reported their car lacking and claimed it had been parked in entrance of their home with a spare key locked inside.
One hour after the car was reported lacking, police discovered it a brief stroll from the individual’s home on the entrance garden of another person’s property after it had collided into a close-by parked car and tree.
The car’s proprietor filed a theft and collision declare whereas one other individual filed a declare for the parked car and property harm.
SGI stated safety digital camera footage confirmed the car in query travelled at a excessive fee of velocity, misplaced management and collided with a parked car after which a tree.
The motive force then walked away from the car, locking it with a key fob.
The individual confessed to the collision and stated they need to not have been driving on the time.
They owed $50,000 in car and property harm.
‘ROLLBACK RIP-OFF’
Somebody submitted a declare that stated they drove their truck via a dip with standing water, which brought on the engine to stop. It was found that the truck really wanted a pricey engine restore or substitute.
SIU additionally found the car’s odometer had been rolled again 150,000 kilometres with a purpose to enhance the worth of the truck.
The declare was withdrawn after the individual was confronted by SIU which saved SGI $7,000.
‘TURNOFF TALES’
SGI saved $40,000 after a fraudulent declare acknowledged {that a} driver and his girlfriend have been in a collision with an deserted car whereas driving in foggy situations after lacking a turnoff.
The drivers stated they panicked and as an alternative of calling police, they walked to a close-by dwelling.
The owners reported to police that the couple stated they didn’t need police to know in regards to the collision.
“Police visited the collision web site and noticed a number of regarding gadgets contained in the car, together with drug paraphernalia. Moreover, there was no proof of fog that morning and no close by turnoff that the driving force might have missed. SIU found the car was travelling at double the reported velocity, and extra witnesses claimed Connor and his girlfriend have been each very intoxicated. SIU discovered [the claimant’s] account of the incident was unreliable and obscure,” the discharge stated.
‘DEER DUPE’
An individual filed a declare that acknowledged they hit a deer and left their car on the scene of the collision earlier than coming again to seek out the car fully burned.
SIU spoke with a witness who noticed two folks eradicating belongings from contained in the car earlier than it went up in flames a short while later.
SIU found the car was not registered on the time of the collision and registration was then bought lower than an hour after the crash.
SIU stated it believes the driving force additionally returned to set the car on hearth with a purpose to obtain a money payout.
SGI denied the declare and saved $5,000.
‘SLEEPING SCAM’
Somebody filed a declare stating they’d fallen asleep and collided with a parked car. After admitting to coping with important monetary hardship the individual revealed they’d not too long ago spoken with a bailiff in regards to the car, a excessive worth SUV, being repossessed.
SIU confirmed the individual was experiencing monetary troubles after which found the individual brought on the collision deliberately to keep away from having the car repossessed.
SGI stated it saved $63,000 after denying the declare.
“When making insurance coverage claims, the essential factor to do is at all times be trustworthy in regards to the incident,” SGI stated in a launch.
Potential insurance coverage fraud instances will be reported to SGI or Saskatchewan Crime Stoppers.
