Q: I simply offered considered one of my vehicles and canceled my insurance coverage. I’m within the course of of buying a brand new automobile.
My drawback is that it’s going to take roughly three months to get the brand new automobile. I wish to maintain this plate as a result of it’s for my spouse. The registration doesn’t expire till Jan. 31, 2023.
I’ve tried to name the DMV with no luck. I additionally tried AAA however cannot get by means of to anybody. Any assist with this matter could be drastically appreciated.
— Keith B.
A: Our state has the Rhode Island Insurance coverage Verification System (RIIVS). This technique matches current motorcar insurance coverage insurance policies with the automobile identification quantity (VIN) of actively registered motor automobiles.
If the VIN quantity doesn’t match to an insurance coverage coverage for 4 consecutive weeks, a “Request for Insurance coverage Verification” letter is generated by the system and despatched to the automobile proprietor. If the automobile proprietor doesn’t adjust to the directions supplied in that letter, he/she is going to obtain a “Revocation Discover” informing the automobile proprietor that their registration will likely be revoked. As well as, the automobile proprietor will likely be blocked from renewing their registrations and license.
Motorcar house owners who’ve registered automobiles that don’t match an current insurance coverage coverage within the system will start receiving letters. In the event you obtain a “Request for Insurance coverage Verification” letter, you’re being knowledgeable that RIIVS was unable to confirm insurance coverage data for the automobile listed within the letter (be aware: every noncompliant automobile will obtain a separate letter). The motorcar proprietor should, by the due date listed on the letter, both:
- Get hold of insurance coverage or present proof of current insurance coverage by notifying your insurance coverage agent or firm and requesting that they electronically submit the knowledge to RIIVS utilizing the riivs.com web site and reference the quantity on the high of the letter, or:
- Exhibit that the automobile meets an exemption detailed within the letter pertaining to seasonal use, out of service, energetic navy, or offered/registered out of state.
Motorcar house owners who haven’t complied with the “Request for Insurance coverage Verification” letter will obtain a “Revocation Discover” for the registration of the automobile listed within the letter. In the event you obtain this letter, it implies that the registration of the automobile listed will likely be revoked. You’ll have the suitable to schedule a listening to. A listening to request should be made in writing inside 10 days of the discover date. The registration revocation will go into impact on the date listed within the upper-right-hand nook of the letter if a listening to will not be requested inside 10 days of the discover date. You’ll find directions for requesting a listening to on the reverse facet of the “Revocation Discover.”
If a registration is revoked, you might restore your registration by acquiring insurance coverage, finishing an affidavit testifying to the truth that you’ve obtained such insurance coverage and paying a charge of $252.50.
Revocation restoration could also be accomplished on-line on our web site (dmv.ri.gov) within the “On-line Providers” tab after which at “Insurance coverage Revocation Reinstatement” or in particular person, with a reservation, on the Insurance coverage Verification Workplace positioned on the primary ground of the Division of Motor Autos positioned at 600 New London Ave., Cranston. Directions on the right way to make a reservation are discovered on the house web page of our web site.
You’ve gotten choices. You possibly can cancel the registration. In the event you do that, you’ve one 12 months earlier than that plate could be obtainable to anybody else, however you’d lose the registration charges that you simply paid. Or you may switch that plate onto one other automobile you personal and also you wouldn’t lose the registration charges that you simply paid.
Chuck Hollis is assistant administrator of the Rhode Island Division of Motor Autos. Please e-mail your inquiries to [email protected] with “Ask the DMV” within the topic discipline.
