Advertiser Disclosure
Allied Insurance coverage operates many businesses throughout america, but it surely now not administers Allied auto insurance coverage insurance policies. As a substitute, it’s a part of Nationwide.
In the event you’re on the lookout for low-cost auto insurance coverage protection, one of the simplest ways to discover a low-cost coverage is to check charges from a number of insurers. Enter your zip code into the software under or name (844) 246-8209 to get began evaluating free, personalised quotes from the greatest automotive insurance coverage firms.
On this article:
Allied Auto Insurance coverage Overview
Allied was based in Des Moines, Iowa, in 1929. It supplied auto insurance coverage options by means of a community of native brokers till it merged with Nationwide in 1998. Now, the corporate operates beneath the Nationwide umbrella.
Nationwide was based in 1926 and is at the moment one of many greatest automotive insurance coverage firms within the U.S. It additionally sells owners insurance coverage, renter insurance coverage, life insurance coverage, and plenty of specialty protection plans. Nationwide has a constructive trade popularity, at the moment holding an A+ ranking from the Higher Enterprise Bureau (BBB) and an A+ monetary power ranking from AM Greatest.
Can You Purchase Allied Auto Insurance coverage Protection?
Allied insurance coverage nonetheless operates businesses all through the U. S., but it surely doesn’t administer its personal auto insurance coverage protection. Whereas the title on the constructing could say “Allied,” the company is successfully the identical as Nationwide. There isn’t a Allied auto insurance coverage protection, however you should purchase a Nationwide coverage by means of an Allied dealer.
Is Allied Insurance coverage The Identical As Nationwide?
Allied Insurance coverage is successfully the identical as Nationwide. The 2 was separate firms however merged in 1998 and now each function as Nationwide.
How a lot legal responsibility insurance coverage you want will rely upon the place you reside. By way of Nationwide, you should purchase the next normal forms of auto insurance coverage:
- Bodily damage legal responsibility: Covers different events’ medical payments after an accident that you’re discovered at fault for
- Property injury legal responsibility: Covers repairs to different events’ automobiles and extra property after an accident that you’re discovered at fault for
- Collision insurance coverage: Covers damages to your personal automobile after an accident, regardless of who’s discovered at fault
- Complete automotive insurance coverage: Covers damages to your personal automobile after a non-collision incident akin to a climate occasion, vandalism, or theft
- Medical funds (MedPay): Covers medical payments for your self and your passengers after an accident, regardless of who’s discovered at fault
- Private damage safety (PIP): Covers medical payments and different injury-related losses akin to misplaced wages and loss of life advantages for your self and your passengers after an accident, regardless of who’s discovered at fault
- Uninsured/underinsured motorist safety: Covers your automobile within the occasion that you just get into an accident with a driver who doesn’t have insurance coverage or who doesn’t have sufficient protection to pay your damages
Along with these normal choices, you will get plenty of specialty insurance coverage merchandise and add-ons by means of Nationwide, together with:
Allied Auto Insurance coverage Prices and Reductions
Drivers should buy a Nationwide insurance coverage coverage by means of an Allied dealer. Our value analysis reveals that drivers usually pay round $1,533 yearly for complete protection by means of Nationwide. Whereas that is under the nationwide common, your personal automotive insurance coverage prices will rely upon numerous elements together with:
- Your age, gender, and marital standing
- Your automobile
- Your driving document
- Your driving historical past
- Your location
The desk under reveals Nationwide value estimates by state to offer you a greater understanding of what you possibly can count on to pay for protection. The estimates are based mostly on a 35-year-old married driver with a clear driving document and a great credit score rating.
| State | Nationwide Annual Value Estimate | State Common Value Estimate |
|---|---|---|
Alabama | $1,024 | $1,448 |
Arkansas | $1,192 | $1,449 |
Colorado | $1,323 | $1,672 |
Connecticut | $1,683 | $1,885 |
Delaware | $1,550 | $1,921 |
Washington, D.C. | $2,537 | $1,787 |
Georgia | $1,255 | $1,548 |
Iowa | $871 | $1,095 |
Kansas | $1,069 | $1,364 |
Kentucky | $4,913 | $1,817 |
Maryland | $1,698 | $1,941 |
Mississippi | $1,217 | $1,357 |
Montana | $1,495 | $2,214 |
Nebraska | $929 | $1,372 |
New Mexico | $1,130 | $1,356 |
New York | $5,485 | $3,964 |
North Carolina | $1,118 | $1,277 |
Ohio | $703 | $923 |
Oregon | $1,067 | $1,284 |
Pennsylvania | $1,228 | $1,405 |
Rhode Island | $1,963 | $1,923 |
South Carolina | $1,380 | $1,592 |
South Dakota | $968 | $1,331 |
Tennessee | $1,220 | $1,217 |
Texas | $1,558 | $2,067 |
Vermont | $871 | $1,013 |
Virginia | $928 | $1,079 |
Washington | $1,166 | $1,271 |
West Virginia | $961 | $1,390 |
Drivers who buy Nationwide insurance coverage by means of Allied could qualify for reductions. The insurance coverage supplier presents the next reductions:
- Multi-policy: Bundle your property and auto insurance coverage with Nationwide and save
- Utilization-based coverage: Join SmartRide®, Nationwide’s usage-based program, and obtain a reduction
- Low mileage: Get a versatile month-to-month price based mostly on what number of miles you drive when you join the SmartMiles program
- No accidents: Obtain a reduction for sustaining an accident-free driving document
- Good pupil: Get a reduction when you preserve a B grade common and are between the ages of 16 and 24
- Defensive driving: Full a defensive driving course and obtain a reduction
- Anti-theft: Offers a reduction in case your automobile has anti-theft units put in
- Secure driver: Show your secure driving habits for 5 years and obtain a reduction
- Simple Pay sign-up: Arrange computerized funds out of your checking account and get a reduction
High Suggestions For Automotive Insurance coverage
Nationwide is an efficient selection for an auto insurance coverage supplier, and it even made our record of the highest insurance coverage firms in the marketplace. Nonetheless, it wasn’t the highest-rated insurer on the record. Drivers on the lookout for high-level protection at a low value also needs to take a look at Geico and Progressive.
Enter your zip code under or name (844) 246-8209 to check automotive insurance coverage quotes from these suppliers and extra.
Geico is likely one of the most well-known and extremely regarded insurers within the trade. It holds an A+ ranking from the BBB and an A++ monetary power ranking from AM Greatest. It’s accessible in each state within the U.S. and boasts excessive ranges of buyer satisfaction nationwide.
Geico’s many low cost alternatives make it a less expensive possibility for many drivers. Prospects can save by making the most of reductions like:
- Good pupil low cost
- Good driver low cost
- Defensive driver low cost
- Security options low cost
- A number of coverage low cost
- A number of automobile low cost
- Navy low cost
- Federal worker low cost
Be taught extra in regards to the insurer by studying our full Geico auto insurance coverage assessment.
Progressive can be among the many prime house and auto insurance coverage suppliers within the U.S. It has an A+ monetary power ranking from AM Greatest and is an efficient selection for high-risk drivers. Primarily based on our analysis, Progressive presents a number of the greatest charges to drivers with an accident or DUI on their driving information.
Cash-saving options from Progressive just like the deductible financial savings financial institution, Snapshot® cellular app, and the Title Your Worth® software make it a great possibility for many drivers. Progressive’s many reductions embody:
- A number of coverage low cost
- A number of automobile low cost
- Steady insurance coverage low cost
- Teen driver low cost
- Scholar reductions
- House owner low cost
- Paperless billing low cost
- Pay-in-full low cost
- Computerized fee low cost
You possibly can learn extra about this insurer in our complete Progressive auto insurance coverage assessment.
Methodology
In an effort to supply correct and unbiased info to customers, our knowledgeable assessment workforce collects information from dozens of auto insurance coverage suppliers to formulate rankings of one of the best insurers. Firms obtain a rating in every of the next classes, in addition to an general weighted rating out of 5.0 stars.
- Trade Standing: Insurers with robust monetary rankings and customer-first enterprise practices obtain the best scores on this class.
- Availability: We think about availability by state in addition to exclusions for particular teams of drivers.
- Protection: This ranking relies on forms of insurance coverage accessible, most protection limits, and add-on insurance policies.
- Value and Reductions: Our analysis workforce evaluations pattern quotes for quite a lot of drivers in each state. Firms with decrease costs and lots of automotive insurance coverage low cost alternatives obtain one of the best scores.
- Buyer Service: We comb by means of buyer evaluations and shopper suggestions research from consultants like J.D. Energy.
- Know-how: Auto insurers with cellular apps, superior on-line companies and telematics usually tend to meet shopper wants.
