He mentioned regardless that motor insurance coverage was obligatory in Ghana, many of the insurance coverage on automobiles didn’t cowl taking automobile to a storage or a mechanic.
Dr Ofori due to this fact urged automobile homeowners to make sure that garages and becoming retailers they patronize have been insured to cowl their automobiles ought to there be any incident.
He made this identified in an interview with the Ghana Information Company saying such laws have been spelt out within the Insurance coverage Act 2021 (Act 1061) and garages having insurance coverage demonstrated professionalism.
Dr Ofori mentioned the Nationwide Insurance coverage Fee was engaged on growing a declare software program, the place frequent accident automobiles can be recognized to tell the insurance coverage firms on their stage of threat.
“Having a declare software program can even be a deterrent to dangerous driving since those that declare insurance coverage compensations continuously will likely be famous as excessive threat.”
The Nationwide Insurance coverage Fee can also be encouraging business buildings and business buildings beneath building to insure their premises, Dr Ofori mentioned, stating that quickly the Fee will implement that facet of the Insurance coverage Act.
He mentioned the NIC will quickly concern certificates of insurance coverage to business buildings and business buildings beneath building.
Dr Ofori mentioned one different obligatory insurance coverage which many Ghanaians don’t take note of, was the shopping for of fireplace insurance coverage, saying hearth insurance coverage often lined policyholders in opposition to hearth loss or harm from numerous sources.
He expressed the Fee’s readiness to repeatedly interact stakeholders and undertake public schooling to sensitize folks on the advantages of insurance coverage.
“Insurance coverage is a pool the place everyone places in cash to maintain the unlucky few” he added.
GNA
