Protect My Car Vs. Endurance Extended Warranty Comparison

We ranked each Defend My Automotive and Endurance among the many finest prolonged automotive guarantee firms within the trade, however which is best for you? This Defend My Automotive vs. Endurance prolonged auto guarantee evaluation compares the 2 firms face to face. Be taught in regards to the strengths and weaknesses of every earlier than you select an organization to your protection.

You will get free, personalised quotes from each guarantee firms by clicking beneath.

On this article:

Overview Of Defend My Automotive And Endurance

Defend My Automotive was established in 2005 and relies in Saint Petersburg, Florida. It provides automobile service contracts in each state besides Arkansas, California, Hawaii, Missouri, Oklahoma, and Washington. Together with commonplace warranties, Defend My Automotive sells specialty plans for older automobiles referred to as Ambassador Upkeep Plans. These embody pay as you go upkeep and partial restore protection for automobiles which have aged out of the eligibility window for typical guarantee protection.

Endurance relies in Northbrook, Illinois, and was established in 2006. Endurance contracts can be found in each state besides California. This supplier provides 5 ranges of prolonged guarantee protection, together with a specialty plan for high-mileage automobiles. Endurance’s prolonged automotive warranties additionally include the very best advantages within the trade.

Defend My Automotive Vs. Endurance: Protection

When evaluating Defend My Automotive vs. Endurance, you’ll discover that each firms provide a number of tiers of protection that vary from fundamental powertrain plans to full bumper-to-bumper warranties. Nonetheless, Endurance has a pair extra plans to select from and longer contract lengths.

Each suppliers provide distinctive choices for older, higher-mileage automobiles. Endurance sells a guaranty plan that’s particularly tailor-made to automobiles with extra miles on the odometer, and Defend My Automotive provides a pay as you go upkeep and partial restore protection plan for older automobiles.

Defend My Automotive provides three automobile service contracts: Supreme, Choose, and Driveline. Contracts can be found for various automobiles relying on mileage, and the longest contract can cowl your automobile as much as 125,000 miles. Right here’s what every plan entails:

• Supreme: Complete stated-component protection for many automobile components
• Choose: Excessive-level protection for automobiles with greater than 50,000 miles
• Driveline: Mid-level protection for automobiles 4 to 10 years outdated with greater than 80,000 miles

Every plan comes with a $100 deductible and perks together with reimbursement for roadside help and rental automobiles.

Along with automobile service contracts, Defend My Automotive additionally provides Ambassador Upkeep Plans. These plans can be utilized to cowl automobiles greater than 13 years outdated that aren’t eligible for the protection talked about above. 

Ambassador Upkeep Plans cowl the complete price of upkeep providers similar to oil adjustments and tire rotations, however they solely pay for a partial price of repairs for lined parts. There are three Ambassador Upkeep Plans, all of which cowl 25 to 75 p.c of restore prices for the next gadgets:

• Engine
• Transmission
• Switch case
• Drive axle
• Differential meeting
• Entrance and rear suspension
• Engine cooling system
• Electrical
• Choose brake system parts
• Timing chain
• Turbocharger

When evaluating Defend My Automotive vs. Endurance, you will notice that Endurance provides extra ranges of protection and plan lengths as much as 15 years or 200,000 miles. The 5 Endurance plan choices are outlined beneath.

• Supreme: Complete bumper-to-bumper plan with a really quick listing of exclusions
• Superior: Highest degree of stated-component protection, together with most main automobile system parts
• Safe Plus: Mid-level stated-component plan that’s extra intensive than the lower-tier Choose Premier and Safe plans, masking steering parts
• Choose Premier: Designed for high-mileage automobiles, masking powertrain parts in addition to the cooling system, electrical parts, and gasoline supply parts
• Safe: Most elementary and reasonably priced Endurance guarantee, offering drivers with powertrain safety for the engine, drivetrain, and transmission

All Endurance plans embody 24/7 roadside help, rental automotive reimbursement, and a visit interruption allowance. Moreover, Endurance clients obtain a free 12 months of enrollment into the Endurance Elite Membership program, which incorporates perks like:

• Tire repairs and replacements
• Key fob substitute
• Id theft restoration providers
• As much as $5,000 in restore financing loans
• $250 in vouchers to make use of on leisure
• Private concierge service

Whereas each Defend My Automotive and Endurance provide high-level protection, Endurance provides extra choices, increased contract phrases, and extra intensive advantages. The Defend My Automotive Ambassador plans might attraction to drivers with older automobiles. However total, we rated Endurance Finest Protection for a purpose.

Defend My Automotive Vs. Endurance: Value

Value is among the many most vital elements to think about when selecting a automotive guarantee supplier. Although advantages like roadside help could be helpful, clients finally wish to pay as little as doable for restore contracts.

We’ve got reached out for a number of quotes from each Defend My Automotive and Endurance. See a value comparability beneath to get an concept of how a lot prolonged warranties from every supplier might price. However remember the fact that the worth of any prolonged automotive guarantee depends upon your automobile, so the one method to discover the most affordable supplier is to check quotes for your self. 

When evaluating Defend My Automotive vs. Endurance when it comes to value, each suppliers’ fundamental powertrain protection prices about the identical, whereas Endurance plans could also be cheaper for high-level prolonged auto guarantee protection.

Defend My Automotive Vs. Endurance: Buyer Service

Each Defend My Automotive and Endurance have blended buyer critiques. Some Defend My Automotive clients reward useful customer support brokers, whereas others complain that the corporate did not honor its contracts. Endurance clients are happy with customer support, however there are a number of buyer stories of the corporate failing to pay claims.

Whereas Defend My Automotive is rated extremely by clients on its BBB web page, Endurance has higher critiques on Trustpilot. Each scores could be good measures of buyer satisfaction.

Our Take On Defend My Automotive And Endurance

Each Defend My Automotive and Endurance provide complete prolonged automotive warranties with quite a few advantages, however Endurance automobile safety plans are extra intensive. Every firm has pretty priced contracts, with Endurance offering a decrease price for high-level protection.

You’ll be able to evaluate prices for your self by reaching out for a free, personalised quote from every firm beneath.