When in search of an prolonged guarantee in your automotive, you might come throughout an organization referred to as GWC Guarantee. This supplier checks all of the bins on paper, however what do GWC Guarantee opinions say concerning the firm?
On this article, we take an in depth take a look at GWC Guarantee opinions, protection choices, the claims course of, and extra. Learn on to find out how GWC stacks up towards the greatest prolonged automotive guarantee suppliers within the trade. Or, for those who’re prepared to start out evaluating prices and protection choices from our high advisable suppliers, click on under without spending a dime quotes.
On this article:
GWC Guarantee Overview
GWC Guarantee is a automobile service contract supplier primarily based in Wilkes-Barre, Pennsylvania. It advertises itself as offering easy-to-understand, hassle-free contracts by means of its slogan: “No Worries, Simply Drive.”
GWC Guarantee plans are offered by means of native sellers and are backed by the American Bankers Insurance coverage Firm, which has an A ranking for monetary power from AM Greatest. Since its founding, GWC Guarantee says it has paid out over $3.5 billion in claims.
GWC Prolonged Guarantee Protection
GWC gives two kinds of prolonged auto guarantee protection for brand new and used automobiles: exclusionary protection and stated-component protection. Contract phrases can last as long as 200,000 miles, which is comparatively excessive for the trade.
Exclusionary protection implies that all automobile parts are coated apart from an inventory of exceptions particularly acknowledged within the contract. Such a prolonged protection is much like a producer’s bumper-to-bumper guarantee and covers practically all elements of your automobile.
Objects which are usually excluded in this kind of protection are:
- Put on-and-tear gadgets resembling brake pads, sneakers, wiper blades, and clutch linings
- Upholstery and inside hinges and handles
- Exterior trim and physique gadgets
- Bulbs and fuses
- Injury attributable to neglect, improper use, vandalism, or an accident
GWC Guarantee gives exclusionary contracts with time period limits as much as 200,000 miles.
In contrast to exclusionary contracts, stated-component protection contracts record the entire elements which are coated below guarantee. GWC Guarantee gives a spread of stated-component contracts beginning with a primary powertrain guarantee that covers solely the engine, transmission, drive axles, and switch case. Nevertheless, it’s unclear what number of stated-component safety plans GWC gives.
Particular contract particulars are more likely to differ by dealership, however protection is accessible for automobiles as much as 200,000 miles.
For used automobiles, GWC Guarantee contracts embody day-one, mile-one protection. Most prolonged guarantee suppliers have a protection ready interval of 30 days and 1,000 miles, however with GWC, protection begins as quickly as you signal your contract. For brand spanking new automobiles, protection could be set to start as quickly because the manufacturing facility guarantee expires.
All GWC contracts are transferable and cancelable, although cancellation particulars differ by dealership and contract.
Included with all GWC prolonged guarantee contracts are the next advantages:
- 24-hour roadside help
- Rental automotive reimbursement
- Journey interruption reimbursement
These advantages come customary with most automobile service contracts.
How A lot Does A GWC Prolonged Guarantee Value?
We discovered GWC Guarantee opinions that talked about prospects paying anyplace from $2,000 to $5,000 for protection. As a result of GWC Guarantee contracts are offered by means of accomplice dealerships, costs might differ from location to location. Attain out to your native vendor to inquire about protection and request a personalised quote.
There are a variety of different elements that can have an effect on your GWC prolonged guarantee price as nicely. These embody:
- Car kind, age, and mileage: If you happen to personal a dearer automobile or an older mannequin, it is going to be dearer to cowl.
- Protection stage: The extra elements your contract covers, the dearer it is going to be.
- Protection size: Longer contracts usually price extra.
- Deductible: The upper your deductible, the decrease your premium might be.
Usually, an excellent value for an prolonged guarantee is between $600 and $1,000 per yr of protection. If you happen to get a quote for a GWC Guarantee contract, you’ll be able to evaluate it towards these numbers that can assist you determine whether or not the protection is fairly priced.
How To Get A Quote And File A Declare
GWC Guarantee doesn’t promote contracts on to prospects, so you’ll be able to solely get a quote and buy a GWC prolonged guarantee by means of a taking part dealership. Name GWC Guarantee at 800-482-7357 to ask about areas close to you.
As soon as you’re a buyer, you’ll be able to rapidly lookup your personal protection particulars and close by restore services on the GWC Guarantee web site.
If you happen to expertise a mechanical breakdown, take your automobile to any restore store licensed by the Nationwide Heart for Automotive Service Excellence (ASE®). Subsequent, have the licensed restore facility name GWC to provoke the claims course of. GWC should approve your declare earlier than any restore work begins.
In case your declare is accredited, GWC pays the restore facility instantly.
GWC Guarantee Opinions
GWC Guarantee opinions are considerably combined. The corporate has an A+ ranking from the Higher Enterprise Bureau (BBB), although it’s not accredited. It has acquired below 100 complaints within the final 3 years, which is low contemplating the amount of shoppers it has. Nevertheless, GWC Guarantee’s BBB buyer overview rating may be very low, at 1.3 out of 5.0 stars.
In line with GWC Guarantee opinions, the corporate is a stickler about upkeep receipts. A number of prospects have been denied claims as a result of they modified their very own oil and didn’t save the acquisition receipts. Different buyer complaints concerned low reimbursement charges for his or her mechanic’s labor charges. In some circumstances, GWC didn’t pay your entire invoice for a coated restore.
Beneath are just a few examples of optimistic and detrimental GWC Guarantee opinions.
“I had a GWC guarantee on my automotive for the 2 and a half years I owned it. I can’t say sufficient how grateful I used to be to have it. They paid out over $15,000 in claims on my [BMW].”
– Joshua B. by way of BBB
“I’ve been within the automotive trade for over 25 years and have offered many various warranties. GWC is by far the very best firm we’ve got ever used. Now we have been promoting now for over 5 years, and our prospects have been very proud of the service and claims course of.”
– Raoul C. by way of BBB
“This firm will attempt to get out of overlaying something, and you might be higher served saving your cash.”
– Mackenzie J. by way of BBB
“I paid $2,650 for a ‘guarantee’ that’s refusing to pay for repairs to an oxygen sensor… They don’t pay full bills for store time or diagnostic time both – solely half. The repairs are lower than $500, and I’m caught paying over half as a consequence of this firm not really offering a guaranty.”
– Jessy P. by way of BBB
Our Take On GWC Guarantee: 3.0 Stars
GWC Guarantee is a professional prolonged guarantee supplier with a strong trade standing. Nevertheless, except for it’s day-one, mile-one protection, not a lot concerning the supplier places it forward of the pack. Protection choices are customary, and since contracts are offered by means of unbiased sellers, prices might fluctuate vastly relying on location.
Lastly, GWC Guarantee opinions will not be very promising. Many buyer complaints have famous that GWC reimbursement charges will not be in step with common costs and the corporate is fast to disclaim any claims to prospects who don’t save their upkeep receipts.
GWC Guarantee Execs | GWC Guarantee Cons |
---|---|
Day-one, mile-one protection | Low reimbursement charges |
A number of protection choices | Many purchasers complain about claims denial |
Backed by an AM Greatest A-rated insurance coverage firm | |
Robust trade repute |
Prime Suggestions For Prolonged Automobile Warranties
GWC Guarantee isn’t your solely choice for prolonged guarantee protection. We suggest drivers think about contracts with Endurance and CARCHEX. In an effort to discover the very best value for an prolonged guarantee, it’s best to attain out for quotes from a number of suppliers. You possibly can learn extra about our top-rated suppliers and begin getting free quotes under.
Endurance is our best choice for an prolonged automotive guarantee. It gives high-level customer support, bumper-to-bumper contracts, and a few of the greatest advantages of any supplier. All Endurance contracts embody a free yr of enrollment within the Endurance Elite Membership program, which provides motorists perks like:
- 24/7 roadside help
- Identification theft restoration companies
- Key fob substitute
- Two tire repairs or replacements
- $250 leisure voucher
- Private concierge service
Be taught extra about Endurance by studying our full Endurance guarantee overview, and attain out for a free quote by clicking under.
CARCHEX is a longstanding chief within the prolonged automotive guarantee trade. It has partnerships with famous consultants like Edmunds.com and Kelley Blue Guide. The corporate has been round for over 20 years and has steadily constructed a repute for high quality customer support, which is necessary in an prolonged guarantee supplier.
To study extra about CARCHEX protection plans, advantages, and prices, learn our full CARCHEX overview. Or, see how a lot a CARCHEX contract would price in your automobile by clicking under for a free quote.