Lemonade (NYSE:LMND – Get Free Report) and Security Insurance coverage Group (NASDAQ:SAFT – Get Free Report) are each small-cap finance corporations, however which is the higher enterprise? We are going to distinction the 2 companies based mostly on the power of their dividends, earnings, institutional possession, analyst suggestions, valuation, profitability and danger.
Profitability
This desk compares Lemonade and Security Insurance coverage Group’s internet margins, return on fairness and return on property.
Internet Margins | Return on Fairness | Return on Property | |
Lemonade | -64.12% | -32.41% | -15.67% |
Security Insurance coverage Group | 3.47% | 2.83% | 1.12% |
Institutional and Insider Possession
54.6% of Lemonade shares are owned by institutional traders. Comparatively, 79.7% of Security Insurance coverage Group shares are owned by institutional traders. 11.7% of Lemonade shares are owned by firm insiders. Comparatively, 4.2% of Security Insurance coverage Group shares are owned by firm insiders. Sturdy institutional possession is a sign that hedge funds, massive cash managers and endowments consider a inventory will outperform the market over the long run.
Danger and Volatility
Lemonade has a beta of 1.92, suggesting that its share worth is 92% extra risky than the S&P 500. Comparatively, Security Insurance coverage Group has a beta of 0.2, suggesting that its share worth is 80% much less risky than the S&P 500.
Analyst Rankings
This can be a breakdown of current rankings and worth targets for Lemonade and Security Insurance coverage Group, as reported by MarketBeat.com.
Promote Rankings | Maintain Rankings | Purchase Rankings | Sturdy Purchase Rankings | Score Rating | |
Lemonade | 3 | 4 | 0 | 0 | 1.57 |
Security Insurance coverage Group | 0 | 0 | 0 | 0 | N/A |
Lemonade at the moment has a consensus worth goal of $13.29, indicating a possible draw back of 19.24%. Given Lemonade’s increased potential upside, equities analysis analysts clearly consider Lemonade is extra favorable than Security Insurance coverage Group.
Earnings and Valuation
This desk compares Lemonade and Security Insurance coverage Group’s top-line income, earnings per share and valuation.
Gross Income | Value/Gross sales Ratio | Internet Earnings | Earnings Per Share | Value/Earnings Ratio | |
Lemonade | $256.70 million | 4.48 | -$297.80 million | ($3.73) | -4.41 |
Security Insurance coverage Group | $797.56 million | 1.46 | $46.56 million | $2.11 | 37.44 |
Security Insurance coverage Group has increased income and earnings than Lemonade. Lemonade is buying and selling at a decrease price-to-earnings ratio than Security Insurance coverage Group, indicating that it’s at the moment the extra inexpensive of the 2 shares.
Abstract
Security Insurance coverage Group beats Lemonade on 8 of the 12 components in contrast between the 2 shares.
About Lemonade
(Get Free Report)
Lemonade, Inc. offers varied insurance coverage merchandise in the US and Europe. Its insurance coverage merchandise embody stolen or broken property, and private legal responsibility that protects its prospects if they’re liable for an accident or injury to a different particular person or their property. The corporate additionally presents renters, householders, automobile, pet, and life insurance coverage merchandise, in addition to landlord insurance coverage insurance policies. As well as, it operates as an agent for different insurance coverage corporations. The corporate was previously often known as Lemonade Group, Inc. and adjusted its identify to Lemonade, Inc. Lemonade, Inc. was integrated in 2015 and is headquartered in New York, New York.
About Security Insurance coverage Group
(Get Free Report)
Security Insurance coverage Group, Inc. offers non-public passenger and business car, and home-owner insurance coverage in the US. The corporate’s non-public passenger car insurance policies supply protection for bodily harm and property injury to others, no-fault private harm protection for the insured/insured’s automobile occupants, and bodily injury protection for an insured’s personal automobile for collision or different perils. It additionally offers business car insurance policies that provide insurance coverage for business autos used for enterprise functions, together with non-public passenger-type autos, vans, tractors and trailers, insure particular person autos, and business fleets; and householders insurance policies, which give protection for properties, condominiums, and flats for losses to a dwelling and its contents from varied perils, and protection for legal responsibility to others arising from possession or occupancy. As well as, the corporate presents enterprise house owners insurance policies that cowl flats and residential condominiums, eating places, workplace condominiums, processing and companies companies, particular commerce contractors, and wholesalers. Additional, it offers private umbrella insurance policies, which give private extra legal responsibility protection over and above the bounds of particular person car, watercraft, and home-owner’s insurance coverage insurance policies; and business umbrella and enterprise proprietor insurance policies, in addition to underwrites dwelling fireplace insurance coverage for non-owner-occupied residences. Moreover, the corporate presents inland marine protection for householders and enterprise proprietor insurance policies, and watercraft protection for small and medium sized pleasure crafts. It distributes its merchandise via impartial brokers. The corporate was previously often known as Security Holdings Inc and adjusted its identify to Security Insurance coverage Group, Inc. in April 2002. The corporate was based in 1979 and is headquartered in Boston, Massachusetts.
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